Can someone help me understand this? I recently disputed this account and they verified. Then I sent in a TX Finance Code validation letter on the 13th of this month. I received this letter today. This letter reads like the debt was sold to a new company, however, Cavalry has always owned this debt and they are even who has been on my credit file for the last almost 5 years. i don’t understand how it was sold from cavalry to cavalry. Makes no sense. It seems like they “sold” it right after I disputed it and before the TFC validation letter was received. Any suggestions? Do I now need to resend my TFC letter to this address listed on the letter? I confirmed and there is no change to the account number on this letter and the account number that appears on my credit file.
(Pic cut due too personal info still appearing on it, black out all of it then you can repost)