New Chapter

[parkbuilder]

Like a lot of others I made the mistake of being reckless with credit in my teen years and early twenties to the point where I was forced into Bankruptcy in 2011. Fast forward two years later and here I am. This go around I'm being more cautious and utilizing all the great info you guys post to help me achieve my goals.

Current Cards:

Capital One Platinum: $500

Capital One Quicksilver: $1500

Barclay's Rewards: $1300

Walmart: $300

Fingerhut: $200

Badcock: $3200

Firestone: $700

Starting Scores: 577(EQ) 589(EX) 607(TU)

[bigblue7722]

Great job you have a couple of the same cards i have. What are your current scores or are those the scores in you sig? Where you pre approved for the cap one qucksliver or did you just app?

[myjourney]

Congrats your moving in the right direction 

[parkbuilder]

Those are my current scores. I wasn't preapproved for the Quick Silver. I had the Platinum Card and just got an increase so thought I'd give it a shot. Started with $500 limit that was increased to $1500 after 5 months. 

[notfancy]

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@parkbuilder wrote:

Like a lot of others I made the mistake of being reckless with credit in my teen years and early twenties to the point where I was forced into Bankruptcy in 2011. Fast forward two years later and here I am. This go around I'm being more cautious and utilizing all the great info you guys post to help me achieve my goals.

Current Cards:

Capital One Platinum: $500

Capital One Quicksilver: $1500

Barclay's Rewards: $1300

Walmart: $300

Fingerhut: $200

Badcock: $3200

Firestone: $700

Starting Scores: 577(EQ) 589(EX) 607(TU)

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Best wishes to you on getting back on track! Many of those should grow with you to reasonable accounts.  You'll find a lot of posts here that will help you accomplish your goals, and many people willing to help. It definitely feels good to be moving in the right direction again!

[parkbuilder]

Thank you and yes it does! Was approved today by Chrysler Capital and purchased my first NEW car. Notthe best interest rate but I plan on refinancing asap.