I have lots of medical collections on my report, because i have some bad kidneys. This is why my credit is jacked. When I was a little younger, I had great credit. But when I turned 22, my health got worse and I was drowning in medical bills that I could never put a dent in. Medical collections are the only negatives on my report.
Let me first say, that I will do about anything to get my credit back.
That being said, Im looking for any HELPFUL advice that will help me wipe this off my report, so that I may move on and flourish with my life, and perhaps be eligible for some type of predatory home loan.
I am also in the process of moving, so if an address change (along with some underhanded stuff), would help further this cause, I have that going for me too. I also have next to no money to work with.
I have disputed all collections electronically on 10/26. Some have been removed. Some have been "re-aged".
Somebody messaged me and said I should "opt out", and assume another identity? Do I have to do all of that?
Thanks
Unfortunately, you're not going to find a solution to this other than what we already know to do with baddies. Contact the CAs, ask for goodwills, PFDs, etc. Otherwise, you'll have to just wait.
There is no easy magic pill for credit. I'm sorry.
There is no easy magic pill for credit. I'm sorry.
