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Next Step?

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Anonymous
Not applicable

Next Step?

So I sent a GW letter to Chase hoping to remove from my Credit Report a delinquency 120+ days.  They stated that due to the period of time it was delinquent and to keep the integrity of the Reporting Agency intact they could not provide a Good Will Action for me.  What should be my next step?  Call the number they provided?  Ask for a pay for delete? or am I SOL?

 

Some notes:

I did end up paying it in full and it is about 2 years old since I paid it off and 3 years old since first action happened.

Message 1 of 3
2 REPLIES 2
kjm79
Valued Contributor

Re: Next Step?

Keep sending GW's.  Try to track down email addresses, try different mailing addresses, fax numbes, Chase's online email/message center.  Eventually the right person will get it.  I don't think you can do a PFD since you state you already paid in full. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 2 of 3
sunshine24
New Contributor

Re: Next Step?

Can you please PM me the email address for GW-ing Chase when you find it? Thank you!


Starting Score: 608 EQ (FICO) 8/11/11
Current Score: 713 EQ (FICO) 2/14/13
Goal Score: 750


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