I had 3 credit cards that went into collections. they have all since been paid but i am wondering...
Can the OC report that this was closed/ transferred to another office.
and the CA reports it was closed/ legally paid in full for less that full balance.
seems like both couldnt report the same debt. but im new here so IDK 
@Anonymous wrote:I had 3 credit cards that went into collections. they have all since been paid but i am wondering...
Can the OC report that this was closed/ transferred to another office.
and the CA reports it was closed/ legally paid in full for less that full balance.
seems like both couldnt report the same debt. but im new here so IDK
Hi MImommy5!
Yes, both the OC and the CA can report, before and after payment. It sounds like they're reporting correctly if you settled with the CA for less than the full balance owed.
Nothing is stopping you, however, from now seeking to goodwill those baddies off. You can send goodwill requests to both the OC and the CA reporting.
Good luck!
Thank You! I sent them out today