@FreakyFreak87 wrote:I'm just going to dispute them on the two reports they reported on, TransUnion and Experian and try u luck there, I'm not budging either way and not paying them when my debt is 15 months from falling off, still unfortunately have 3 years left before my bankruptcy falls off tho.
What benefit do you think you will get from disputing the valid reporting of the charge off?
@FreakyFreak87 wrote:Very small chance of removal, oh well worth a shot lmao
Not really...it'll come back as verified and you'll get dinged further for an update to the negative account. Plus, you could potentially lose your disputing access online and be labeled as a frivolous disputer by the bureaus themselves. Definitely not worth it, IMO.
