Old student loans

[kaybub]

There are student loans reporting on my credit report from Aidvantage that were transferred in 2020. The Account was transferred to Edfinancial and has since been forgiven in full. The Aidvantage tradeline is reporting as:

3/19 ok

4/19 90

5/19 120

6/19 120

7/19 120

8/19 120

and it continues to report like this until 2/20.

I have received a letter from aidvantage stating that : "Your loans are in good standing. As of the date of this letter, your account is in good standing and not in default."

My question is, is there a way that I can get this removed from my credit file as there are 4 accounts and it states that it is negatively affecting my score? 

I didnt want to take a chance on disputing and reaging them. My report is stating that these haven't been reported since 2020.

Thanks in advance for any help!

[Slabenstein]

If I'm understanding you here correctly, you have tradelines on your credit reports for four student loans that were with Aidvantage until sometime in 2020, when they were transferred to Ed Financial.  Later, they were forgiven.  The Aidvantage tradelines show late payments from 4/2019 to 2/2022. 

If you were in fact late those months, then, no, there is not a way to get those late payments removed from your credit reports before they age off naturally.  The letter you got from Aidvantage wouldn't have any bearing, since it's only stating that you're not in default as of the date of the letter.  If the date of the letter is after 2/2022, then that's correct, because either you brought the loan current then or it was transferred to Ed Financial, clearing your delinquency with Aidvantage.  The later forgiveness of the loan also doesn't have any bearing on the reporting of the lates, since they pre-date it.