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O.K whats my next step? is there a letter to send these creditors? I recently paid 3 collections to same CA with PFD method. its been 2 weeks the CA send it should of be off by friday witch was last friday. do i keep waiting or do i send them a letter stating that they have not met there side of the deal. i have it in writting that they will delete. is there a ltter out there that might be able to send to CA.
Does anyone know after the 3 collections deleted how much my fico will go up i only have one more collection on report but its about to reach SOL so im noit messing with it. the 3 collections are from 2011?
OP it seems to me the CA has notified the 3 CRA to remove the derogatory information from your report. It can take time up for the CRA to update the information on your report. My best advice is to allow a little more time before taking additional action. You could send a letter to the CA reminding them of the agreement. I don't know of any pre-written letters on the forum. There is no way to tell how much your score will change after the derogs are gone.
It takes time to have these deleted from the credit report.
I received a letter in writing on 6/21 stating a collection would be removed from all 3. One was removed yesterday (Equifax), and it's the only one so far.
It could take 30-45 days. I know that can be agonizing... But the hard work is done. This is the easy part now!
If they dont delete and you have their promise in writing, a simple filing of a civil action for breach of contract should take care of it.
I would, however, give at least 30 days before taking that route.