PFD Success??? UPDATE!!!

[Anonymous]

Sent a PFD to Credit Management two weeks ago.  Today I received their response:

Our office has reviewed the above mentioned account and we have made the decision to discontinue our collection efforts.

Rest assured that any information regarding this account that was reported to the credit bureaus by this agency will be corrected.

I offered to pay in full for this debt, as it was legit.  Are they accepting my offer to pay in full...OR...are they just letting it go with no payment????  So confused and excited at the same time.  I am starting to make some head way!!!

This FINALLY fell off my credit report!!!  I was worried because the letter had no date on it......BUT my credit score did not change, and I have not received a SCORE WATCH yet.  What do you think?

[Cageym]

Just based on the way that's worded it looks like you're in the clear. To me "discontinue our collection efforts" means they are going to stop trying to get money from you. If they were accepting your offer I would think they would have said something about deleting it as soon as they got your payment.

[sphinx313]

Strange. I hate it when this happens. I wish they provided a reason for why they're just randomly going away with no money. I had the same thing happen to me.