Permissible purposes

Anonymous · ‎08-06-2009

My OC, Crescent Jewelers, went bankrupt and sold my loan (not a cc) now there are several inquiries are on my CR. I understand the OC was trying to get rid of the loan, but do I have to take a ding on my CR because their business failed....

Are all these inquiries permissible? There's at least 5 of them which occurred about 5/08. Can I ask from them do be removed because I didn't authorize them?

Anonymous · ‎08-06-2009

Hard pulls or soft pulls?

How do you know the pulls are associated with the your OC account?

Anonymous · ‎01-26-2011

They were hard pulls. I deduced it was the OC because that is the only activity at that time. Sorry I didn't see this reply and the inquirys are gone. now there's a new inquiry and I have no idea what that is for. I haven't applied for anything in two years..

700 club

AndySoCal · ‎01-26-2011

FICO score considers one year of inquiries so these shoud not be hurting your score. I about four months they will fall off your credit report.

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