I have a Sallie Mae that due to forbearance and hardship cases I have 3 120 days late and 2 90 days late.
Also another serious during the same month it was reported as 120 days it got reported as 150 days on Experian only.
What steps do I need to do?
The only other derogatory is a single Capital One that I have another thread on (Didn't think about this one until too late so could not edit topic and make a single topic).
Capital One that has me 2 late payments while my other two Capital Ones are good. First is when I got my card it turned out they sent it in the email activated so anyone could of took that card but that meant that while I thought the card was not activated yet I would not be billed. So about 3-5 months later I finally used the card so called to activate it and got billed for the following month.. That following month I got a derogatory on my CC for being 30+ days late. Second one there was an incident with my Suntrust Internet Banking as I had setup auto payments monthly but in Dec a 30 day late was reported as the banking site lost about 3 of my payments.. That was one of the payments that was lost.
What can I do about possibly getting these straightened out? Especially the first one as that was totally out of my control.
I have some collections that I do not know how to handle. The situation is that Financial Aid Assistance Program at a hospital asked all doctors to submit the bills and paid them in full. Supposedly one of the doctors did not do his job and do this OR did a double billing and billed me with 7 separate bills which than has gone into collections. Current status on these are.. Transunion: 2 left Experian: 3 left Equifax: 7 left
