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I just got an updated credit report, and I am happy to report that my score is 625. Which is great because I want to buy a house this summer. I have searched all over for a successful PFD to Portfolio Recovery Associates and can not find one. If any one has one I can use please let me know ASAP.
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also i noticed on my report that portfolio recovery seems to be reporting the same debt twice. when i look up there address on the bottom of my credit report i got 2 different addresses why? they are listed below.
PORTFOLIO RECOVERY A (757)519-9300
120 CORPORATE BLVD, STE 100
NORFOLK, VA 23502 EFX-832FY00027
PORTFOLIO RECOVERY ASS (800)772-1413
120 CORPORATE BLVD STE 1
NORFOLK, VA 23502 XPN-1980435
Looks like the address got truncated.
I wouldn't ask why as it has nothing to do with the price of cotton.
Just write a PFD and send it off to them. Like a GW letter, a PFD should be written by you and not a copy. You can even send a PFD to each suite. I doubt it'll make much of a difference.
| Scores | 2013-09-21 | Current |
| Equifax | 630 (LP) | 755 (CK)/749 (Quizzle) |
| Experian | 640 (FCR) | FICO 707 (Amex) |
| TransUnion | 588 (CK) | FICO 754 (Barclaycard) |
I need to pfd with them also...seems like it just is not happening. I heard ppl don't have much success with them. They are the only ones I need deleted smh
Congrats on your score increase and good luck on your home purchase ![]()