Positive changes

Anonymous · ‎02-11-2013

Hunter Warfield has responded to my goodwill letter to remove a collection and mow I've been approved for a US Bank secured card! Cap1 denied me recently, probably because I have a collection with them that I'll be paying at the end of February.

I really think I'm finally going to be able to rebuild my credit!!! Yay!!!

Shogun · ‎02-11-2013

Nice work!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

Anonymous · ‎02-11-2013

Nice!

Anonymous · ‎02-11-2013

Nice!!! Congrats

Epcot · ‎02-11-2013

Keep it up, nice work so far!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

sphinx313 · ‎02-11-2013

Congrats! I've heard nothing but great things about the US Bank Secured and I am currently rounding 6 months with that card myself. I hear that after a year it graduates, assuming your credit situation is the same or improves by the time that date comes. I am excited to see what happens. When you make payments to US Bank they post quickly and you get access to an Experian FAKO for giggles.

Starting Score: EQ: 383 2/2011
Current Score: TU: 679 EQ: 684 EX: 678 4/2024
Goal Score: 700

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