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Progress

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Anonymous
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Progress

Slow & steady. 6 months ago, I couldn't even be verified, I worked on that, got myself the cap one secured, and just rode it out. Charging & paying off multiple times a month, always leaving under 10% when the statement cut. This last week, I got approved for VS $350, Kohls $300 & quicksilver one $500. Cap one also increased my secured to $700. I'm good now, and am just going to work on these. My question tho, while I'm going to continue with my cap ones the same way I've been doing, is there a magic number for store cards? Do I just pay in full, or do I want to do the same and keep a small amount reporting on there?
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Anonymous
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Re: Progress

Keep The major lender reporting and PIF the store cards.

 

re:  store cards are just charge cards. They throw CLI monthly for some. Major lenders will be around for the long haul including options to lower apr and CLI.  Bascially, pay off the lesser cards, store, and baby the major lenders.  IMO

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