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Question????????? And results!!!!!!!!!

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2BFREE25
Valued Member

Question????????? And results!!!!!!!!!

I have been working on repairing my credit. I had disputed a couple of things on my TU report. I got the results today and for one of things that I disputed the result came back as "Payment after charge off/collection". Does anyone know what this means??
 
In good news..........
 
I have had four accounts deleted, seven lates removed, and four PFD's pending (these look very promising).
Starting -
EQ: 505
TU: 528
EX: 503
- Short term goal: 560
- Long term goal: 750
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Question????????? And results!!!!!!!!!



2BFREE25 wrote:
I have been working on repairing my credit. I had disputed a couple of things on my TU report. I got the results today and for one of things that I disputed the result came back as "Payment after charge off/collection". Does anyone know what this means??
 
In good news..........
 
I have had four accounts deleted, seven lates removed, and four PFD's pending (these look very promising).


 
 
Payment after charge off/collection means that the account was charged off/sent to collections and you paid it AFTER that point.
 
So, were you disputing the balance?


Message Edited by sidewinder on 05-04-2008 08:04 AM
Message 2 of 3
2BFREE25
Valued Member

Re: Question????????? And results!!!!!!!!!

No.. actually what happened was I have an OC on my report 3x with 3 different account numbers, 2 of which are showing as positives, "paid/being paid as agreed". So what I was trying to do was get the other 2, which I never had, removed. And this was the result. I had never actually paid the account, but I was going to.
Starting -
EQ: 505
TU: 528
EX: 503
- Short term goal: 560
- Long term goal: 750
Message 3 of 3
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