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Question about 30 day lates

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moto4man
Regular Contributor

Question about 30 day lates

Hey folks, after my CO and collections that I've taken care of, I have 5 total remaining lates of 30 days on an old auto loan.  3 of them will fall off over the course of the next few months.  

Should I expect another bump once they individually fall off?  Or are they so old, that I'm hoping for too much?  I think these are my only obstacles or issues.   Outside of time, these are the only things I think I can wish for something a little extra positive.

Starting Score: 547EX
Current Score: 694EX 689EQ 696TU
Goal Score: 750


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2 REPLIES 2
OmarGB9
Community Leader
Super Contributor

Re: Question about 30 day lates

Being that they're only 30 day lates (and I say "only" because they could be worse) and so old, I don't know that you'd get very many - if any - point bumps. 


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moto4man
Regular Contributor

Re: Question about 30 day lates


@OmarGB9 wrote:

Being that they're only 30 day lates (and I say "only" because they could be worse) and so old, I don't know that you'd get very many - if any - point bumps. 


Thanks Omar!  

As an aside... that small medical collection I had disappeared from EX, and my 8 jumped 3 pts.  That was a small but welcome bonus I wasn't expecting.  That's the only one showing as of about 15 minutes ago however.

Starting Score: 547EX
Current Score: 694EX 689EQ 696TU
Goal Score: 750


Take the myFICO Fitness Challenge
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