It was in default when they transferred it.See - here are two. It's the same account, we kept falling behind, catching up, falling behind, and so forth. Extended unemployment. It just doesn't seem right to be penalized twice for the same account.
Status as of Feb, 2006
Date opened Nov, 1998
Date of last activity Feb, 2006
Date of last payment Jan, 2005
Date closed Not Reported
Account number XXXXXXXXX6600
Loan type Conventional Real Estate Loan, Including Purchase Money First
Credit limit Not Reported
Largest past balance Not Reported
Terms 360 Months
Account Type Installment
Account holder Individual
Scheduled payment amount Not Reported
Account status Account is Inactive
Balance Current Status Past Due Amount
Not Reported
Account transferred to another office
Not Reported
Seven year payment history
30 days late0 times
60 days late0 times
90+ days late8 times (Jan 2006, Dec 2005, Nov 2005, Nov 2005, Sep 2005, Aug 2005, Jul 2005, Jun 2005)
Worst Delinquency
180 days delinquent
Recent payment history
Citi Residential Lendi
Status as of Apr, 2005
Date opened Nov, 1998
Date of last activity Apr, 2005
Date of last payment Not Reported
Date closed Not Reported
Account number XXXXXXXXX6600
Loan type Conventional Real Estate Loan, Including Purchase Money First
Credit limit Not Reported
Largest past balance Not Reported
Balance Current Status Past Due Amount
Not Reported
Account transferred to another office
Not Reported
Seven year payment history
30 days late12 times (Aug 2004, Jul 2004, Jun 2004, Feb 2004, Dec 2003, Aug 2003, Apr 2003)
60 days late5 times (Feb 2005, Nov 2004, Sep 2004)
90+ days late7 times (Apr 2005, Mar 2005, Jan 2005, Dec 2004, Nov 2004, Nov 2003)
