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Question on Building credit for 1st time

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Anonymous
Not applicable

Question on Building credit for 1st time

Hello-

 

My husband has 0 credit- I'm wondering, if I add him as a authorized user to one of my CC will he build credit from that?  Or does he have to open a CC on his own???  Any help is greatly appreciated!  Thanks!!

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Question on Building credit for 1st time

Yes you can add him as an AU. This will start a file on him with the CRAs.
Message 2 of 3
moondog7324
Frequent Contributor

Re: Question on Building credit for 1st time

Not all companies report AUs. You might want him to star a savings account at a Credit Union, until he has enough for a secured card. even secured cards are not guarenteed. Stay away fro First Premier at all costs. Scrutinize any offers or credit.
Message 3 of 3
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