Email address I used, edited @rjmacq.com
Here's what I sent them:
Dear Sir or Madam,
My name is _______________ (SS: XXX-XX-XXXX) and I paid in full a debt that RJM ACQ LLC was collecting on for AmSouth Bank about three years ago.
The final payment for the debt was made in March/April 2009.
My RJM ACQ LLC account number was: XXXXXXXXXXXXX
I am writing to you today to ask if you would kindly consider removing this account from my credit report with the three major credit bureaus. I know this may seem like an odd request, but at the time I incurred this debt I had recently separated from the military, I have since been working towards a clean credit report, and this collection account on my credit reports is one of my derogatory items. I really appreciate your consideration and thank you very much for your time.
Re: _____________
Original/Previous Creditor: AMSOUTH BANK CHECKING ACCOUNT - OVERDRAWN
Account Number: xxxxxxxxxx
RJM File Number: xxxxxxxxxxxx
RJM Acquisitions LLC is in receipt of your recent e-mail concerning the above referenced account.
RJM Acquisitions LLC has purchased the above reverenced account.
Please be advised that the above referenced account has been paid in full.
As per your specific request, an update was sent to all major credit bureaus that RJM Acquisitions LLC reports to instructing them to have RJM Acquisitions LLC tradeline deleted on the above referenced account(s).
In accordance with the Fair Credit Reporting Act, a credit reporting agency has up to 45 days to update any corrections.
In the event your funds are returned unpaid for any reason beyond control of RJM Acquisitions LLC, this letter will be null and void.
We trust this covers yours concerns. If you have any questions or if we can be of further assistance please do not hesitate to contact RJM Acquisitions LLC at 800-656-8027. If you prefer, you can call me directly at 516-xxx-1324.
Thank you,
Edited
RJM Acquisitions LLC
575 Underhill Blvd, Suite 224
Syosset, NY 11791
SUCCESS is SWEET. Good luck to you all, hope this information helps someone else. Good day!
Edited to remove personal info. In the future, feel free to PM this info back and forth or if you have a link that has this info from another source, feel free to post that too, provided that link doesn't violate the TOS of this site (e.g. credit repair sites). - llecs, myFICO moderator
Message Edited by llecs on 12-11-2009 01:10 PM
Starting Score: 682 EQ, 663 TU