Radius Global Solutions LLC-Phone Call About AT&T Bill from 2010

[OmarGB9]

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@ForwardLooking wrote:

They cannot put anything on your report older than 7 years from the date of the deliquency.  If your bill has been unpaid since 2010 and you have not done anything since on that account, they should not be able to report it.  Be careful though when talking to them.  Don't talk about the debt specifically and simply keep insisting they Cease and Desist all communications with you.  Some state laws allow them to restart the clock on the debt if they trick you into admiting it is your debt and set up a payment plan or something.  Texas (where I live) specifically bans this practice, but other states allow it.

The other option is if you somehow feel quilty or compelled to pay, you can probably just settle with them.  Just do it all at once, and avoid a payment plan as that can reset the clock.

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Even if you somehow inadvertently reset the SOL, it wouldn't reset the exclusion period. It still wouldn't be able to be reported anymore on credit reports. They're two completely separate things.

[Jbficoscrscam]

My score was also around the same range and then out of no where they hit my credit with a collection. I am so pissed, it was some bill for $221. It's almost too much of a coincidence that they pop up out of no where once my credit is moving in a positive direction. It's almost like they purposely made this move to get me to pay. My score went down 34 points.

[FicoMike0]

Tell them you never heard of them or at&t and they can both go pound sand.