Rebuild Help

[Anonymous]

I didnt realize they were actually reporting it as an open account & a collection.

When I disputed the collection, they removed it. Took about 40 days though from time of dispute

Don't know if this helps

[Anonymous]

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@Anonymouswrote:
I didnt realize they were actually reporting it as an open account & a collection.

When I disputed the collection, they removed it. Took about 40 days though from time of dispute

Don't know if this helps

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Which did they remove?  Collection, open, or both?

[Anonymous]

I disputed that there was incorrect information being reported since the open account & collection were showing different balances.

About 40 days after I did the dispute online, they removed both the open account & collection from all 3 CRs

[Anonymous]

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@Anonymouswrote:
I disputed that there was incorrect information being reported since the open account & collection were showing different balances.

About 40 days after I did the dispute online, they removed both the open account & collection from all 3 CRs

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That is flipping awesome.  Way to go!

[Anonymous]

Thanks. Its been an interesting few months since I started to really pay attention to my credit.

Got a PFD in writing from one collection. Paid another in full. Score jumped nearly 45 points in last 45 days or so.

[Anonymous]

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@Anonymouswrote:
Thanks. Its been an interesting few months since I started to really pay attention to my credit.

Got a PFD in writing from one collection. Paid another in full. Score jumped nearly 45 points in last 45 days or so.

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RJ,

That's serious progress.  Keep it up, clean it up, and utlize what you learn here on the forums....keep making timely payments, and you'll be in the sweet spot before you know it!!