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Rebuilding Credit: Victoria Secret & Nordstorm Charge Off & Midland Collection

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dpsyche4
New Contributor

Re: Rebuilding Credit: Charge Off & Collection


@Anonymous wrote:

Thank you so much for your reply! 

 

For Midland, I can cancel this payment plan and ask if they can do a pay for delete. Is that a good idea? 

 

Besides the two charged-off accounts and one collection account. I have some late payments from Macy's (180,90,30 day) but the account is still active. Should I try to ask if they are willing to remove those charges? I have not used the credit card since 2018. 

 

Can you please provide more details about Self Lender loan as I never heard of this before? 

 

I had a payment plan w/ Midland and they deleted my collection account after I paid what I agreed. This happened for 4 accounts. I would continue to pay, but call them up anyways to have this deleted. 


 

Message 11 of 12
Anonymous
Not applicable

Re: Rebuilding Credit: Charge Off & Collection

Okay thanks for the advice! How old were your accounts? 

Message 12 of 12
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