I received a dunning letter today. It's for a doctor's office. I know it's mine and I can pay it.
Should I just call them up and pay it today or can they still report it but with a 0 balance.
Or can I send a PFD letter?
Either way I'm ready and able to pay it. I just don't want to pay it and then have it report. I've worked too hard on my credit to make that mistake. Thank you!
