Donks3369 wrote:Hopefully some out there can help me.How does FICO look at revolving vs installment debt. If someone was to have credit card bills and then consilidate them with an installment loan, would this lower their utilization and how do you think it would affect the score? Thanks in advance.
bassethoundmom wrote:I just got +34 from EX today for paying util. down from 95% to 3%. Why so little?