Second Card from Credit One.

[nwa479]

You have several good cards. I have the $39 annual fee card for Credit One but will be closing it soon. They do offer a card with no AF but not sure how often they'll PC from the AF card to a no AF.  

You can call to cancel and you'll be referred to their specialist who will offer to cut part or all of the AF.  Rather than take a hard pull for the 2nd card you could see if they offer you a PC when you go to cancel the first card.  Would be a good experiment but you really don't need it with the other cards you have.  

Ive heard their top credit line is about $2500.  

[8in2years]

Don't apply for the second credit one card. Instead call them and see if they can drop the upcoming annual fee if they want to keep you as a customer. If they decline, then cancel the  credit one card you currently have with them. The new cards you have will report and you scores will continue to increase as you keep your overall monthy utilization between 3-7%. Just my 2 cents.

[Anonymous]

If Satan used credit cards, they would be with Credit One Bank. Undoubtedly the worst card(s), worst fees, worst customer service possible. GOOD LUCK getting them to close the card also ... 😂😂😂 They'll tell you it's closed, but it won't be. They'll tell you the annual fee is waived, but it won't be. Absolutely dreadful company. Just keep up with your good cards and do whatever you can to get those cards closed. Be ready for multiple phone calls. 

[Nikita2008]

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@8in2years wrote:

Don't apply for the second credit one card. Instead call them and see if they can drop the upcoming annual fee if they want to keep you as a customer. If they decline, then cancel the  credit one card you currently have with them. The new cards you have will report and you scores will continue to increase as you keep your overall monthy utilization between 3-7%. Just my 2 cents.

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I never had much intention on opening the second card. I don't even use the one I have. I was more wondering what success others have had with a PC on existing cards with them. That's pretty much the only way I'd keep it.

[OmarGB9]

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@Nikita2008 wrote:

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@8in2years wrote:

Don't apply for the second credit one card. Instead call them and see if they can drop the upcoming annual fee if they want to keep you as a customer. If they decline, then cancel the  credit one card you currently have with them. The new cards you have will report and you scores will continue to increase as you keep your overall monthy utilization between 3-7%. Just my 2 cents.

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I never had much intention on opening the second card. I don't even use the one I have. I was more wondering what success others have had with a PC on existing cards with them. That's pretty much the only way I'd keep it.

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I don't think I've heard of any success stories from Credit One PCing a card.