Spectrum Collection / Won't Delete After Promise to do PFD

[Anonymous]

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@Brian_Earl_Spilner wrote:

When a CA is collecting on befalf of a company you need to have the OC recall the debt before paying. The CA has nothing to do with the deal you have with Spectrum. They're simply reporting that the file is closed. Like stated above, the CA can reinsert at any time within the 7.5 years by verifying it's legitimate. 

On that note, as a reminder, talk of disputing legitimate debts is not allowed here. 

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Got it. I'm not disputing the debt; I'm disputing the CA's right to put it on my credit report.

[FireMedic1]

I believe @Brian_Earl_Spilner is saying you posted it as "slipped" thru the cracks but then said it wasnt yours for the dispute. Thats all.

[Brian_Earl_Spilner]

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@FireMedic1 wrote:

I believe @Brian_Earl_Spilner is saying you posted it as "slipped" thru the cracks but then said it wasnt yours for the dispute. Thats all.

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Correct. Just one of those things people don't know to do. As for the CA's legal right to report it, they are within it. The deal was made with spectrum, not the CA. While it doesn't seem right, it's pretty standard. The reminder is for anyone that comes in and wants to start discussing disputing legitimate debts, which can happen in these threads. In this case, I think it's just a matter of not knowing the proper steps to have the CA removed.

[Brian_Earl_Spilner]

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@FireMedic1 wrote:

I believe @Brian_Earl_Spilner is saying you posted it as "slipped" thru the cracks but then said it wasnt yours for the dispute. Thats all.

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Correct. Just one of those things people don't know to do. As for the CA's legal right to report it, they are within it. The deal was made with spectrum, not the CA. While it doesn't seem right, it's pretty standard. The reminder is for anyone that comes in and wants to start discussing disputing legitimate debts, which can happen in these threads. In this case, I think it's just a matter of not knowing the proper steps to have the CA removed.