Okay, that is what I thought and this is what the OP was talking about. Sprint is willing to accept payment for the debt, so the CA should be removed correct?
And this is the opposite of what Shellie has mentioned has happened to her. That she paid the OC but the CAs would not remove.
Starting Score: TU 629 6/2013I see. You are much wiser in credit knowledge. I thought if OC was accepting payment that the debt would be recalled and that CAs did not have any right to report. Even if reported PIF. Thank you for clarifying this info.
I guess I have just been lucky as to having 3 CAs stop reporting after paying the OCs, and without having to do much work accept provide proof of payment.
Yes mebell, you have been very lucky..good job!! That's exactly what I am afraid of and was talking about in my first post. I was just trying to see if there was any options to go any other way, but haven't gotten anything yet. It looks like paying them in full and then GWing the crap out of the CA is the only option
( I'm still going to be doing some homework on this and trying really hard to see if I could do anything else...or who else to contact that is willing to be nice (ha haaa)
( I'm still going to be doing some homework on this and trying really hard to see if I could do anything else...or who else to contact that is willing to be nice (ha haaa)
That was my next step, I was going to call them tomorrow, maybe even send out a letter. It's worth it to me, all I need is something in writing telling me it would get deleted if PIF and I'll be happy! Lol
Well keep us posted because I'm curious. I payed Sprint directly and Asset Acceptance stopped reporting without me even having to GW. Sprint told me if I payed them that the CA would not report anymore. Whether that was them basically saying they would recall the debt, or them just telling me what I wanted to hear and they did not necessarily know if the CA would stop or not... I am not sure. Either way, worked out good for me! And I hope that it goes in your favor as it did in mine.
I will thanks! I'll update as I find out more information on this. I was busy today and by the time I got home and everything it is now 7pm..I'll be calling on Monday.
Ok a little weird! I was typing up my PFD letter and when I went to go put the address on it this is what I notice.. on my EQ credit report that i pulled in January has Portfolio something blah blah listed as the credit agency and their address, then I have a letter I receieved from Diversified adjustements the same month actually i think their only a couple of days away with the dates & then when i talked to sprint they were willing to accept the payment. So they've assigned TWO different CA for this?!? Anyway I printed two out anyway with one to Portfolio and one to Diversified. Is it smart to send the PFDs to both? I'm a little worried I know people say go by whats on your credit report but why did i receive a letter from diversified too, they arn't reporting as of right now....!