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Submitted Early Exculsion with TU

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Red1Blue
Super Contributor

Submitted Early Exculsion with TU

Submitted EE request with TU on 3 old Accounts as dispute. They are 10 months ahead of drop off dates. Let us see if they get removed. Otherwise I'll wait and try again in the future. Waiting to hear back from TU.

29 REPLIES 29
FLLGuy
Established Contributor

Re: Submitted Early Exculsion with TU


@Red1Blue wrote:

Submitted EE request with TU on 3 old Accounts as dispute. They are 10 months ahead of drop off dates. Let us see if they get removed. Otherwise I'll wait and try again in the future. Waiting to hear back from TU.


I'm cheering you on - hope you get it!   i remember @grassfeeder posted success 12mos out of course not everyone favors the same YMMV but nonetheless, please let us know the outcome 10mos is edging.   @grassfeeder  - Apologize i keep you plugged into these beyond EE on TU.




Message 2 of 30
tnhomestead
Frequent Contributor

Re: Submitted Early Exculsion with TU

Can't wait, have 2 accounts for July and November of next year myself, so very interested in your results.

Message 3 of 30
Anonymous
Not applicable

Re: Submitted Early Exculsion with TU

@Red1Blue I also submitted for EE with TU 7 months before scheduled fall off. Did using the TU website for disputes. About 1 week ago. See what they say within 21 days. 

Message 4 of 30
FLLGuy
Established Contributor

Re: Submitted Early Exculsion with TU


@Anonymous wrote:

@Red1Blue I also submitted for EE with TU 7 months before scheduled fall off. Did using the TU website for disputes. About 1 week ago. See what they say within 21 days. 


Please keep us posted -




Message 5 of 30
Red1Blue
Super Contributor

Re: Submitted Early Exculsion with TU


@Anonymous wrote:

@Red1Blue I also submitted for EE with TU 7 months before scheduled fall off. Did using the TU website for disputes. About 1 week ago. See what they say within 21 days. 


I submitted mine on 9/9/2021 and hoping to hear some thing by 10/9/2021. When I checked this morning it is saying processing and investigation should compete by 10/9/2021. Hoping to hear some thing positive. I am not touching EX or EQ. I am going to let them fall off as scheduled.

Message 6 of 30
Anonymous
Not applicable

Re: Submitted Early Exculsion with TU

@Red1Blue As an update for EE submitted on 9/4 through TU Dispute site, it is still pending. So update is no update. It is at 7-8 months from falling off. It is a paid CO CC with NFCU. I am also in NY so it is only about 4.5 years since DOFD. Hoping NFCU just does not bother to respond and after 30 days it goes away. 

 

Will let you all know how it turns out. 

Message 7 of 30
Red1Blue
Super Contributor

Re: Submitted Early Exculsion with TU


@Anonymous wrote:

@Red1Blue As an update for EE submitted on 9/4 through TU Dispute site, it is still pending. So update is no update. It is at 7-8 months from falling off. It is a paid CO CC with NFCU. I am also in NY so it is only about 4.5 years since DOFD. Hoping NFCU just does not bother to respond and after 30 days it goes away. 

 

Will let you all know how it turns out. 


Good Luck @Anonymous  Hope it works out for you. I am in the same boat as you. I submitted my request on 9/9/2021 and it keeps saying processing and would know the results by 10/9/2021. Keep us updated with your progress. All the best.

Message 8 of 30
virgo
Established Contributor

Re: Submitted Early Exculsion with TU

I just used transunions website to dispute all my collections and charge offs three have already been removed per their investigation.

 

Now the bad part.  Score dropped 61 points.

Message 9 of 30
coldfusion
Credit Mentor

Re: Submitted Early Exculsion with TU


@virgo wrote:

I just used transunions website to dispute all my collections and charge offs three have already been removed per their investigation.

 

Now the bad part.  Score dropped 61 points.


What score? TU Vantage 3.0?

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 10 of 30
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