Success with GW letters?

[belle6m2k]

Hello All,

Almost 2 years ago my Mom got really sick and was placed into hospice and subsequently passed away. I was focused on my Mom and her situation and unfortunately 4 of my accounts became 30 days late. I paid them the next month and every month from then on to now. My accounts are currently paid to zero and scores are between 720-739. Here is my question. I know after about 2 years lates have less impact but I would love a clean file. How successful are GW letters? The lates are with the following companies.
Commenity-BJs
Bank of America
Synchrony- QVC
TD- target
The Synchrony has 2 30day lates in both Jan 2018 and February 2018.

Thank goodness my heavy hitter bank cards stayed current (chase, Amex, citibank)

In anyone's experience have you had any luck with these banks?

[FireMedic1]

Every bank acts differently to each case. There isnt one that does all requsts sent to them. Its a case by case success rate. You can type in the search bar above the bank name and GW success and visit many threads on who was successful. What you have listed BoA will be the toughest one if at all. Check out the GW Saturation thread for many examples on each one also. Good Luck!

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-...