Good afternoon!
My credit report shows a charge off from GM finacial for $9,013 for a repo’s car in 2015. It hasn’t updated since 2017.
I received a letter from Synergetic Communication offering to “settle in the full” The debt for their creditor from $9,013 down to about $1300.00. Should I sent validate this or jump on the opportunity to get rid of a 9k debt?
What’s weird is that I also received a entree the same day from GM financial addresses to my husband that someone attempted to access our account fraudulently (I’m assuming a debt collector fishing for info?)
What would you do? Especially since the original creditor hasn’t updated since 2017, however the SOL in my state is 10 years.
