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The happy dance continues...

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Anonymous
Not applicable

The happy dance continues...

I was just approved by the credit union I bank with for their Visa card with a $3500 credit limit! I know that may not seem like much to some, but after having two starter cards with only $300 CL each (plus annual fees!!!!) for about a year, I was eager for a card (with no annual fee!) that I can use for $100-200 purchases without killing my utilization.  The interest rate on the new card is 10.99% for purchases, but for cash advances and balance transfers is only 5.99%, so I plan to take a cash advance for purchases and pay the lower interest rate. Smiley Very Happy

 

Blessings to the good people of these forums; I've learned so much by just lurking, and really appreciate the insight recieved when I do post questions Smiley Happy

Message 1 of 6
5 REPLIES 5
signguy17
Frequent Contributor

Re: The happy dance continues...

Great Job!!  I just got my second card approved from my CU.  I asked for a secured card and they said they don't do them any longer but they would give me an unsecured card for $500 and if I keep the payments up they will increase my CL by $500 every 6 months......I got this!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 2 of 6
Anonymous
Not applicable

Re: The happy dance continues...

Way to go!!

Message 3 of 6
Anonymous
Not applicable

Re: The happy dance continues...

Nice job!

Message 4 of 6
Shogun
Moderator Emeritus

Re: The happy dance continues...

We love happy dances!   congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 6
Epcot
Valued Contributor

Re: The happy dance continues...

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 6
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