@Seatac wrote:
Err no. I claim nothing. I ask him if my understanding was correct.
.you however claim he said words he didn't
You say:
"He called Spectrum himself and instructed them that someone else was moving into the house--that he was not going to be the resident there any longer."
That paragraph does not appear in his post.
You quoted the OP that ".... I called Spectrum to have the account transfered to the new occupant of the home. "
This indicates HE the OP was the Old occupant of the home.
Think about it, if he was not the Old occupant how would he know it had a NEW occupant? If the account did not already exist in his name , how could he have called to transfer it to the new occupant?
If YOU, or anyone, does NOT have an account with any utility or business and suddenly a bill or debt pops up on your credit report it is FRAUD. You don't call them to transfer ownership you report a crime. 2 very different things.
Please read more carefully before you claim I said or did something I didn't do.
Sorry, but no. I did no such thing, and you absolutely did what I claimed you did.
Your own words in your first post:
"Just to make sure I understand your situation as you have posted it here.
1. In the summer of 2024 you had a Spectrum cable account at your address.
2. That summer you moved and a new person AGREED to transfer your account into their name .
3. They DIDN'T DO WHAT THEY PROMISED.
4. YOU didn't check to make sure it happened _was transferred.
If that is correct YOU are responsible for that 279 bucks . "
You start off by stating your understanding "as you have posted it here" and then you proceed to detail several things that he never posted here:
--Your #2 claims that OP said he made an agreement with the new tenant. He said no such thing.
--Your #3 claims the new tenand did not do what "they promised"....when OP said literally not one word about the new tenant making any promise to him whatsoever.
--Your #4 claims that he didn't check--your whole position is that the new tenant TOLD HIM that they would transfer the account and that OP left it at that. That's a complete fabrication on your part--not a single word of that appears anywhere in the OP's posts here. He literally said he contacted the creditor himself and informed them of the new occupant. If you cannot see the difference between what he said and what you claim he said, then respectfully, I cannot help you there. No one can. He said not one word about making any such arrangement with any new tenants. What he DID say was that he informed the creditor. That's what you implied he should have done. And it's what he did. This isn't difficult to understand.
Next, you need to learn the difference between MY statement and HIS statement. When I say something, unless I am specifically saying it's a quote from OP, it is not at all intended to be described as one. Your post:
"
You say:
"He called Spectrum himself and instructed them that someone else was moving into the house--that he was not going to be the resident there any longer."
That paragraph does not appear in his post."
"that paragraph" was never once claimed to appear in his post. That was MY WORDS, I never claimed them to be his words. Come on, really?? Now you're just arguing for the sake of arguing, it's crystal clear that I was not trying to claim that as his quoted words. You need to do better than that. That's not honest. And respectfully, you're smarter than to make this kind of mistake honestly. That was MY description of what he said he had done. Why you're twisting this so much is anyone's guess, but I can only assume you know better than this.
Yes, the OP was the old occupant. He said he called the creditor to have the account transferred--no doubt for that exact reason, that he was the old occupant and someone new was moving into the home after he moved out. Why is that a point of contention for you? You seem to not understand that when one moves out of a rented home they don't wish to continue paying the bills for that address or something.
Your words:
"If YOU, or anyone, does NOT have an account with any utility or business and suddenly a bill or debt pops up on your credit report it is FRAUD. You don't call them to transfer ownership you report a crime. 2 very different things. "
First, WRONG. It's NOT fraud--it CAN BE fraud, but it can also be a bona fide simple error. Please consult a law dictionary--fraud is always an intentional act. A simple mistake is not fraud. A genuine error or oversight is not fraud. Period.
Second, he called to transfer WHEN HE MOVED--you're pretending he did it only upon discovering it on his credit report some time later. And he told us exactly that in his own words when he posted this:
"The account became delinquent in the summer of 2024. And you're right, it was not mine. I called Spectrum to have the account transfered to the new occupant of the home. That never happened and I didn't know about it until it hit my credit report. I disputed it to no avail. "
He called at the time of the move to ensure they transferred the account to the new occupant. He did not know they never transferred it until it hit his crefit report. You're acting as if he called to transfer AFTER it was on his credit. For someone telling me to "Read more carefully", you're sure making a lot of errors in reading yourself. There's no way he could "report a crime" when he called to transfer because he, like all of the rest of us, does not have a crystal ball to know what would happen in the future. So please, dial it back. You have no place attacking others over your mistakes in reading comprehension, thank you.
In the future, QUOTES are either notated as quotes from someone or " " marks are used--or both. When I make a simple statement, where none of that is done, you're falsely assuming I am claiming it's a quote from him. That's simple basic English class. And that doesnt help anyone here.
