Okay so I'm a little obsessive with getting these CAs off my report, to the point of driving to two of them this past Friday to speak to a manager. I have 4 baddies on my report, Jefferson Capital (Tribute), ARS Account Resolutions (Medical), First Source Advantage (Medical) and Merrick Bank (Plains Commerce). So I have already disputed the Jefferson Capital through BBB and that one resulted in a PFD agreement. Made payment last week so now I'm just waiting for the deletion (takes up to 30 days). ARS and First Source were being very difficult over the phone and they did not respond to any of my letters last month. So I took matters into my own hands and drove to each one (about 20-25 miles each) and spoke softly and pleadingly to a manager about both accounts. This resulted in a PFD agreement for each of them (ARS took more begging and more people to speak to!), but it has been done! So my ONLY baddie will be Merrick Bank which I have sent a GW letter to the Vice President himself via first class mail with signature required.
"I'm determined and determination doesn't kill...... laziness does!"
I can't wait for about a month to go by before I pull my FICO score to see where I am at this point. I'm paying a ton of money to get my reports in shape, but MAN is is WORTH IT!!! So far I have lost count of how many GE cards I have acquired because I shop at most of them it turns out and their CLIs are sweet. I have my eye on the Discover IT and the Amex Skymiles Gold. So I'm in the gaaarrrdeeennn...... *singing sweetly*
Thank you to you ALL!!!!!!!!! 
Very nice work!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Nice going, Congrats!
Starting Score: EQ 717 EX 724 TU 736