To HIPPA or not to HIPPA?

[fused]

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angelalala wrote:

So if I already paid my CA in full (prior to knowing about this HIPPA process), should I HIPPA to get it deleted, or should I write the CA a GW letter to try to get the collection removed from my report?

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Step 1: OPT-OUT CREDIT REPORTS and OPT-OUT ALL CREDITORS

Step 2: update all personal info on credit reports

Once steps 1 & 2 are completed, send the CRA's the pre-HIPAA medical dispute letter and follow the stationary and font guidelines in this link.

PRE-HIPAA MEDICAL DISPUTE LETTER