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Transunion deleted an AU account.

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Ceewin
Regular Contributor

Transunion deleted an AU account.

Hello All, 

 

Transunion deleted my oldest Revolving account.  Well...I was an AU on the account and it was opened August 2016 and closed December 2021.  TU deleted/removed the account from my credit report.  It's still being reporte as closed on EX & EQ.  Needless to say, I lost some age with it being completely removed and  it was removed two months after it was closed!Smiley Mad  From 12/21 thru 02/22 it was just showing as a closed revolver (per Consumer Request) with a zero balance.  Has this happened to anyone else?  I can't seem to find a similar question in these forums.

Note:  CreditOne $1200 Limit; Zero Baddies; Never Requested for it to be removed

Message 1 of 4
3 REPLIES 3
dragontears
Senior Contributor

Re: Transunion deleted an AU account.


@Ceewin wrote:

Hello All, 

 

Transunion deleted my oldest Revolving account.  Well...I was an AU on the account and it was opened August 2016 and closed December 2021.  TU deleted/removed the account from my credit report.  It's still being reporte as closed on EX & EQ.  Needless to say, I lost some age with it being completely removed and  it was removed two months after it was closed!Smiley Mad  From 12/21 thru 02/22 it was just showing as a closed revolver (per Consumer Request) with a zero balance.  Has this happened to anyone else?  I can't seem to find a similar question in these forums.

Note:  CreditOne $1200 Limit; Zero Baddies; Never Requested for it to be removed


Yep, happens all of the time with AU accounts that are "terminated" 

Message 2 of 4
gdale6
Moderator Emeritus

Re: Transunion deleted an AU account.

Its the creditor who is removing them not the CRA.

Message 3 of 4
Ceewin
Regular Contributor

Re: Transunion deleted an AU account.


@gdale6 wrote:

Its the creditor who is removing them not the CRA.


@dragontears Hmmm...interesting

@gdale6 Ordinarily, I would agree 100% but EX & EQ continue to show this closed account on my report(s).  It's difficult for me to believe C1 would only update/delete an account from TU when --in the past-- all 3 CB's were updated like clockwork since 2016.  I guess stranger things have happened. Smiley Wink

 

Anyway, there is no way I could get TU to reinsert a closed/paid in full/authorized user revolving account to my report.  This is just another one of those things that I'll probably never full understand.

 

Thanks for your insight! Smiley Happy

Message 4 of 4
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