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Hello All,
Transunion deleted my oldest Revolving account. Well...I was an AU on the account and it was opened August 2016 and closed December 2021. TU deleted/removed the account from my credit report. It's still being reporte as closed on EX & EQ. Needless to say, I lost some age with it being completely removed and it was removed two months after it was closed!
From 12/21 thru 02/22 it was just showing as a closed revolver (per Consumer Request) with a zero balance. Has this happened to anyone else? I can't seem to find a similar question in these forums.
Note: CreditOne $1200 Limit; Zero Baddies; Never Requested for it to be removed
@Ceewin wrote:Hello All,
Transunion deleted my oldest Revolving account. Well...I was an AU on the account and it was opened August 2016 and closed December 2021. TU deleted/removed the account from my credit report. It's still being reporte as closed on EX & EQ. Needless to say, I lost some age with it being completely removed and it was removed two months after it was closed!
From 12/21 thru 02/22 it was just showing as a closed revolver (per Consumer Request) with a zero balance. Has this happened to anyone else? I can't seem to find a similar question in these forums.
Note: CreditOne $1200 Limit; Zero Baddies; Never Requested for it to be removed
Yep, happens all of the time with AU accounts that are "terminated"
Its the creditor who is removing them not the CRA.
@gdale6 wrote:Its the creditor who is removing them not the CRA.
@dragontears Hmmm...interesting
@gdale6 Ordinarily, I would agree 100% but EX & EQ continue to show this closed account on my report(s). It's difficult for me to believe C1 would only update/delete an account from TU when --in the past-- all 3 CB's were updated like clockwork since 2016. I guess stranger things have happened. ![]()
Anyway, there is no way I could get TU to reinsert a closed/paid in full/authorized user revolving account to my report. This is just another one of those things that I'll probably never full understand.
Thanks for your insight! ![]()