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Wasn't sure where to post this but here I am. In Aug 2009 I didn't make my payment to US Bank and continued to not pay until Nov 2009 when I backed for the previous 3 months and paid Nov 09s also. Every since then I have paid them on time. However US Bank continued to report me late for 30 and 60 days alternating months for each for an entire year. At that time I was deployed and wasn't concerned with righting wrongs and being responsible with debt. My question is how do I get this fixed? Do I send GWs or dispute online? Please help this is dragging my scores down.
I would call or send a letter to US Bank.
Asking why do they continue to report 30 & 60 day lates, for an entire year after your account was current.
I would also send a copy of your military Orders,at the time you were deployed.I believe that should help.
I maybe wrong but I thought there was an office in the military, that helps our service men/women with these things.
There are many service people here on this forum, maybe one of them will chime in.
Thank you for your Service.![]()
thank you for your response. And they do have offices to help but they are overwhelmed so I rely on myFICO. I will send them a letter with my orders hopefully that will help.