Hello, I am new to the board in I need to vent a little and all reponses would be greatly appreciated.
I finally decided to check my credit score after filing Chapt. 7 BK in 2005 (4yrs and 8 months) ago. To my suprise I am showing 643 from Transunion and Equifax 710. That is a whooping 67 point difference, unbelievable. I has discharged on 2/2/2006.
Both agencies are showing the exact same information except Transunion is showing I am late on 2 accounts that where included in BK. However, the mortgage has not been late then or now. My spouse did not file BK in he was a co-signer and the payment are current. The other account is a credit card that was never late prior to filing. Transunion is reporting I am 4 years 8 months late and owe $113,000.
How can this be when I filed Chapt 7?
