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Unistates Collection Agency

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Anonymous
Not applicable

Unistates Collection Agency

I show a $400 collection account on my credit report from Unistates CA, LLC.  The phone number Experian shows for them only rings to a voice mail.  I've done some research, and this company seems to have declared bankruptcy.  I've sent a request for proof of charges to the company.  I mailed the AG in Texas.  I mailed Experian, but they have confirmed the account twice.  What am I to do now? 

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2 REPLIES 2
llecs
Moderator Emeritus

Re: Unistates Collection Agency

I can't speak to the status, but I will say to never ever never call a CA. Never. CA's will say anything to get you to admit your debt, will record your calls, and usually trace any call coming in. A CA's word is never their bond.

 

Did you send a DV (like the ones found in here)?

 

 

Message 2 of 3
Anonymous
Not applicable

Re: Unistates Collection Agency


@Anonymous wrote:

I show a $400 collection account on my credit report from Unistates CA, LLC.  The phone number Experian shows for them only rings to a voice mail.  I've done some research, and this company seems to have declared bankruptcy.  I've sent a request for proof of charges to the company.  I mailed the AG in Texas.  I mailed Experian, but they have confirmed the account twice.  What am I to do now? 


 

Have you sent a DV letter to this CA? if not, do it now

if yes  and they have not validated within 30 days from your letter, I would complain with the BBB and both AGs (your state and the CA's) for the continued reporting without validation

Message 3 of 3
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