No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have a medical collection I PIF about a year ago directly to the CA. As I googled "whychat" I found alot of information that looks familiar to me. I am certain I researched this issue before, but cannot recall if I actually sent anything to anyone following the process outlined. I am pretty sure I didn't, as I got frustrated from the CA harrassing me and just paid them. Was a small debt, just a little over $100.
So I guess the million dollar question....is there anything I can do NOW after I've paid the CA to get this removed?
Use the HIPAA process. Always know what the date of service was. Medical is different then other collections. It must delete 7 years from date of service.
Opt-out
Then file a medical dispute Make sure that you hand write it!