I'll sometimes send the ones in here, but have had a great success rate with the one below (found in the forums). I live in a state that doesn't require anything from CAs (licensing, info, bonding, etc.) so I don't have anything else to add in the DV, otherwise I'd add more stuff. My request for accounting, license and registration info is bogus in that the CA doesn't have to provide that. Stall tactic more than anything.
Dear Sir or Madam:
This letter is being sent to you in response to a notice sent to me on month/day/yr. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692(g) that your claim is disputed and validation is requested.
This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above named title and section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following: a detailed accounting of the debt, the name and address of the original creditor, and the original account number. Also, please show me that you are licensed to collect in this state and provide me with your license numbers and your Registered Agent info.
Failure to respond, in writing, and in a timely manner, will serve as a waiver to any and all of your claims in this matter and that this matter is permanently closed. Please provide the requested information or correct your records and immediately request the removal of this invalid debt from all sources to which you may have reported.
For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. This Notice is an attempt to correct your records, and any information received from you will be retained should further action become necessary.
Your anticipated cooperation in this regard is greatly appreciated.
Thanks in advance,
