Matt...first, welcome! You have come to the right place to fix your credit.
Whenever I see a newcomer I always give them the same information. Do you have your reports DIRECTLY from the 3 agencies? If not, go to the free report link in my sig block. That is the only place you really get them for free!
Also, keep the abbreviations link handy, especially when folks here ask you questions in acronyms!
The frequently requested threads link is a must-read. TONS of helpful info.
To battle this credit fix, you need to arm yourself with the correct information.
And finally....unless you get your scores from one of the 3 links in my bottom sig line...it's a FAKO and absolutely meaningless!!!!!
*I take no credit for the info in my sig links. That information has been invaluable to me and I pass it along to all the new members I see.
@mattmil wrote:
I pulled my TU FICO and it is now 668!!!!!! Unbeleivable. I'm making incredible progess. In a month period I've got from not being able to get by credit to god/fair credit. I have a dispute pending with Experian and the 30 days will be up Jul14th. I'm hoping I will have about 5 inaccurate accounts deleted. Can't wait until Tuesday to find out...
Congrats!!!!! That's a really nice jump you got yourself! Kudos! 