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What a crock

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Sbrooks1
Valued Contributor

What a crock

Guys I have followed and believed in this forum, but proof is a lender pull was way off from current scores on My Fico,I am furious and would like my two yrs if 29.95a month back
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: What a crock

Did you pull your mortgage scores from myfico?  They are different from your regular scores.

Message 2 of 5
Anonymous
Not applicable

Re: What a crock

Did the lender pull a FICO score? Many lenders use there own algorithms that may give you different score nased on the credit report they pull.

 

Message 3 of 5
Anonymous
Not applicable

Re: What a crock

The other scores they show are based on your last report, they are NOT updated as your primary FICO 8 score is. When you look at those scores, you will see "based on report pulled x/x/xx". Your auto score may have changed since you last pulled/paid for a report, this is why it may differ based on a recent auto application report

 
Message 4 of 5
RonM21
Valued Contributor

Re: What a crock

More than likely they used different scores.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 5
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