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cr refuses to remove duplicate listings

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Anonymous
Not applicable

Re: cr refuses to remove duplicate listings

I can't go checking all the statutes in SD to give you an airtight case, but the standard reply to stubborn clerks is: "i hear you, but I would like the judge to make the determination on the admissibility of this claim"
Message 11 of 15
Anonymous
Not applicable

Re: cr refuses to remove duplicate listings

i think i just need a law degree so places will take me seriously when i tell them what the law says and this is even when showing them the actual law book with the appropriate page opened at the time
Message 12 of 15
RobertEG
Legendary Contributor

Re: cr refuses to remove duplicate listings

Whooa! 

Back up!

Did you send the initial CA a DV letter witin 30 days of your initial dunning letter from them?  Your rights flow from that date.  If you did, then they are prohibited from making any further CRA postings or assigning/selling their rights to do so to anyone else,other than possibly a collection attorney for suit, until they DV you.

So please explain your initial and prior DV's, and what transpired thereafter.

Message 13 of 15
Anonymous
Not applicable

Re: cr refuses to remove duplicate listings

it is the credit bureau that never combines updates into existing listings and new account listings are created every time a creditor sends a update and the credit bureau keeps insisting that since the dollar amounts are different then all the listings would be different accounts

 

i do need to dispute with the credit bureau since it is not the bank or whatever that decides to create new accounts on my report every time they try to update

 

 

Message 14 of 15
Anonymous
Not applicable

Re: cr refuses to remove duplicate listings

i also think you should know that these accounts are not from being passed from one ca to another since the company name and account number and everything is the same except the dollar amount owed changes as you would expect from interest being added and payments being made

 

the credit bureau just keeps having a problem with the dollar amount being different so they create a new listing every time a creditor reports and gives me the pass off of the account was verified so it will stay listed and they never actually listen to the fact that they have me with appearing to have each account 20 times and i am not disputing the main account but i am disputing the listing of each of the accounts 20 seperate times

Message 15 of 15
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