does this mean my GW worked?

cqdealer711 · ‎04-01-2013

noticed a collection for 59 dollars that was removed from my EQ file. I paid it and then sent a GW about 2-3 weeks ago. It was scheduled to fall off in 2014. Its still on my Experian report though. I havent received any notification back from the CA.

Anyone had similar experiences? What was your outcome?

Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+

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madmann26 · ‎04-01-2013

Consider it gone.

You will never get an alert for CA that is removed. Each CRA process things differently so just be patient.

Current FICO 9 Scores

cqdealer711 · ‎04-01-2013

@madmann26 wrote:
Consider it gone.

You will never get an alert for CA that is removed. Each CRA process things differently so just be patient.

I knew I wouldnt get a SW alert for it. Just curious , since Experian seems to be the first to update out of the 3 CRA's , at least for me, and was hoping to see it removed soon from EX! ( was never on TU report)

Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+

Take the myFICO Fitness Challenge

MonkeyBelly · ‎04-01-2013

I goodwilled some late payments and saw them immediately deleted from EQ and EX. This was about 2 weeks ago. I am still waiting on TU (with a letter from the OC about updating the TLs in hand!). I am watching, watching, watching for these to fall off. It's taking for frickin' ever!

Starting myFICOs 2013
TU:664 March --> 726 May 25
EQ: 687 on March 6 --> 772 May 25
USAA EX (FAKO): 701 March 27 --> 768 May 26
Original goal (720+ across the board) achieved!

hopingsoon · ‎04-01-2013

I'm jealous haha. I GW a paid chargoff through email a few days ago and I just got a message on my answering machine from the company. EEK! I don't want to have to talk to someone :/

EDIT: I called them back and they happily agreed to remove the CO from my CR. I love this forum!

Starting Score: FAKOs EQ 537 TU 497 EX 517
Current Score 7/11/13: FICOs EQ 650 TU 659 EX 655
Goal Score: 675 Who am I kidding? Goal Score: 750+

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rbusch34 · ‎04-01-2013

Awesome congrats to you both :-)

Starting Scores: EQ 621 EX 613 TU 603
05/04/2013: EQ 701 EX 663 TU 720 lender pull
Goal Score: 750 Across the board
In My Wallet Wells Fargo Platinum Visa $3000 Macy's $800 Victoria's Secret $730 Express $500
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Epcot · ‎04-02-2013

Congrats on the successful GW!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841