medica

[chevyman]

I have a lot of collection accounts that are for medical wonder would it be worth the time to get DVs on all these accounts

[LIGHTNIN]

---

@chevyman wrote:
I have a lot of collection accounts that are for medical wonder would it be worth the time to get DVs on all these accounts

---

If if's been more then 30days since you received a dunning notice the DV not considered timely, unless you live in Texas.

[chevyman]

Is one able to pull a complete credit profile that goes beyond the CRTP of 7 years for themselves

[LIGHTNIN]

---

@chevyman wrote:
Is one able to pull a complete credit profile that goes beyond the CRTP of 7 years for themselves

---

 Just send a letter to the CRA under FCRA 609(a), entitles you to "all information in the consumer's file at the time of the request." 

Just identify the information you want, and pay the requisite fee, which is currently $11.00 I think, and the CRA must provide it to you.

[chevyman]

And how long will that usually take