cancel
Showing results for 
Search instead for 
Did you mean: 

possible score increase?

tag
Anonymous
Not applicable

possible score increase?

I paid down my credit card balances to bring my uti from 68% to 45%, This is good considering my uti has always been 99% until March when I started rebuilding. The score simulator suggest my score will be EQ 642 TU 622 EX 625. My current scores are listed below

 

The balances should be updated by the end of this week. Does this seem accurate?

 

Thank you

 

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: possible score increase?


@Anonymous wrote:

I paid down my credit card balances to bring my uti from 68% to 45%, This is good considering my uti has always been 99% until March when I started rebuilding. The score simulator suggest my score will be EQ 642 TU 622 EX 625. My current scores are listed below

 

The balances should be updated by the end of this week. Does this seem accurate?

 

Thank you

 


No way to really know until your balances update.

Message 2 of 4
luckelle
Regular Contributor

Re: possible score increase?

Simulators are" kinda" accurate as it takes into account your payed and unpaid ballances and how long you take to pay things down on the simulation. its so nice to see your scores go up doing the smallest things. Motivational, if you ask me...

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 3 of 4
righthererightnow
Frequent Contributor

Re: possible score increase?

That's a BIG swing... maybe half that is more accurate. But who knows, maybe it will go that high. Congrats either way, you will get points!

 




Message 4 of 4
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.