proper validation?

[Anonymous]

I DV'd Portfolio Recovery for an old collection. They sent a letter on their letterhead stating that the debt was purchased form Midland/Household, the amount due, and my name on it. Is this proper validation? I did request full media validation. What is my next step? Thanks!

[Anonymous]

If they sold the debt to Midland then I doubt they would have to validate or going to put labor hours into researching this for you. Sounds like you are going to have to DV Midland. Did they provide a new account number? If not wait it out until you get a statement from Midland and then send DV, I wouldn't call inquiring.

[Anonymous]

Portfolio Recovery is actually stating they bought the debt from Midland. Portfolio now owns it, and that is who I DV'd. They have provided no doumentation other than a statement on their letterhead.

[Anonymous]

If you sent the simple validation letter...YES...if you sent the Full Media Validation letter....NO...

[Anonymous]

I did sendthe Full Media Validation letter. Should I send the 2nd DV letter? or? Thanks for everyone's help.

[Anonymous]

YES..the 15 day one...

[Anonymous]

Sending out today, Thanks!

[Anonymous]

I apologize for my brain cramp or dyslexic moment which ever your want to call it. I so totally read that post backarsewards. Yes they would have to validate and yes I would send the 15 day debt validation letter asap. I'm so sorry I read that wrong, I apparently got more sun over the memorial day weekend than I thought.

Message Edited by Bran9192 on 05-28-2008 10:51 AM

[Anonymous]

Is the 15 day DV letter the same as the 30 day with just the days to respond changed? Yeah another silly question.

[Anonymous]

I sent the 15 day letter on 6/1, and they have updated again on 6/7 to my Exp report. What should be my next step? I cannot get them to validate, they are not reporting to the CRA's as being disputed, and they keep updating.