reporting

[Anonymous]

Can a collection agency report to cra after u have made payment, if they where not already reporting before to cra???...

[Anonymous]

Yes, unless you had a written agreement that they wouldn't.

[Anonymous]

does having a restrictive endorsment on the check, count as that.

[Anonymous]

Depends on the state laws involved and if restrictive endorsements are legal and binding.

[Anonymous]

Ive been trying to find that online..and cant, where can i find it for oklahoma

[Anonymous]

The state statutes would be a good starting point. See the link titled "State Resources" in my signature.

[Anonymous]

Im looking there now and cant find any thing, and thats where I was searching yesterday for this info----Even tried google------

[Anonymous]

restrictive endorsements are very weak in court. no judge likes them. very hard to prove intent, impossible to prove agreement.

the fundamental principle is that the creditor has a right to its money, and the debtor can't attach conditions to payment without explicit consent of the creditor.

[Anonymous]

thanks for the info.....I dont think they would put it back on there after it was deleted once before...But if they do, I can only hope that CRA dosent send me a letter withthin the 5 day period,so i can dispute them about not letting me know-----Then I could try to get it removed again that away-----Hopefully by then that Collection agency would have forgotten all about me, to want to put it back on again, since they have there money.   time can only tell...

[Anonymous]

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Missy2007 wrote:
thanks for the info.....I dont think they would put it back on there after it was deleted once before...But if they do, I can only hope that CRA dosent send me a letter withthin the 5 day period,so i can dispute them about not letting me know-----Then I could try to get it removed again that away-----Hopefully by then that Collection agency would have forgotten all about me, to want to put it back on again, since they have there money.   time can only tell...

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The CRA only has to notify you of re-insertion when something that has been removed due to a dispute directly with them is re-inserted.

If they report, send GW letters.