I have a CA listed on my EX report for a hospital bill for my son. I contacted the local hospital and the person I spoke with agreed to accept payment and delete (no I did not get it in writing...she was very matter of fact that they delete all accounts once paid) I sent the payment to her, she forwarded it to their billing department and the check cleared my bank 6/25/08. So far the CA is still listed and shows the same balance, they have not been updated yet. So I called and spoke with the same person and asked her if she knew about how long it would take. She said it could take up to 4 months.
Ofcourse I do not want to wait this long. So my question is should I send the first prehippa letter to EX or give it a little more time to see what happens?
Thanks sidewinder. No, so far the CA hasn't updated at all. It still shows the same balance, last reported November 2006. I have not been in contact with the CA at all so I don't know if they have sent anything to the CRA. I just don't see why it should take 4 months. If the OC is going to take the acct from the CA that's great but 4 months will kill me I just wonder if the CRA actually contacts the OC instead of the CA like hipaa states.