this taking forever

Anonymous · ‎07-28-2012

Why does it take soooo looong to get your credit score up? I haven't been late on a payment in 3 years and score only went up 100 points! Help me please.

DaveSignal · ‎07-28-2012

EDIT: need more information...

EX:694 TU:744 EQ:777

Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k

ceejx · ‎07-29-2012

@Anonymous wrote:
Why does it take soooo looong to get your credit score up? I haven't been late on a payment in 3 years and score only went up 100 points! Help me please.

From what to what in regards to 100pt jump. Going from 300 to 400 is different from going from 750 to 850.... also what's on your credit report, accounts possitive/derogatories

Repo-ed · ‎07-29-2012

How long did it take you to damage your credit?

Would you lend somebody you do not know personally, money, with a credit file similar to yours?

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

bettercreditguy1 · ‎08-03-2012

What other lates/collections are there?

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience

Anonymous · ‎08-03-2012

If this was a multiple-choice math/accounting problem, the correct answer would be:

Not enough information.